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The Education Refinance Loan was created to help students and graduates better manage their student loan payments.In fact, Citizens Bank reports that its average customer saves 2 per month by refinancing!Variable rates start at 2.88% and fixed rates start at 3.20%.You can choose a new term length of 5, 10, 15, or 20 years.Though Citizens Bank isn't the largest bank in the nation, you may notice that it is one of the only consolidation companies with actual branches!In fact, the company has over 1,000 branches and 0 billion in assets.Within just a couple years, Citizens Bank has vaulted itself to the number 2 spot in the refinancing industry.

Be sure to see what each lender offers before moving forward with one.Note that average savings amounts may be calculated differently by each lender.By now you should know the basics behind student loan consolidation and refinancing.We don’t know about you, but we think that is a lot money for the average student loan borrower.Like So Fi, Citizens Bank offers both variable and fixed interest rate products to those looking to refinance student loans.

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