Consolidating and eliminating credit card debt
Call each credit card company and request a lower interest rate.
Lower rates can mean lower monthly payments and fees, so every payment will pay off more of the principal.
On the other hand, if you're trying to boost your credit score, then you'll want to pay off the card with the highest utilization rate first.
Do you have credit card debt that you want to pay off quickly? In fact, more than 45% of Americans currently have a credit card balance, and according to Ben Woolsey, director of marketing and consumer research for Credit Cards.com, the average amount of debt per household is ,956.
Are you looking for a loan to help you keep more cash in your pocket every month?
By consolidating your high interest debts, you may enjoy the relief you need.
Millions of Americans in their late 20s and early 30s will be outlived by their credit card debt, so it's time to take charge now.
If you have credit card debt, then there are several simple steps you can take to eliminate it in less time.